Share of Annuities Held by the 50th to 90th Wealth Percentiles
This dataset tracks share of annuities held by the 50th to 90th wealth percentiles over time.
Latest Value
41.80
Year-over-Year Change
5.82%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks the proportion of annuities owned by middle-wealth households between the 50th and 90th percentiles. Provides insight into retirement financial strategies across income brackets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric reveals how middle-class households allocate retirement savings through annuity investments. It helps economists understand wealth distribution and retirement planning trends.
Methodology
Data collected through Federal Reserve Survey of Consumer Finances, sampling household financial assets.
Historical Context
Used by policymakers to assess retirement income security and financial planning patterns.
Key Facts
- Reflects middle-class retirement investment strategies
- Indicates financial preparedness of 50-90th percentile households
- Part of comprehensive wealth distribution analysis
FAQs
Q: What does this metric tell us about middle-class retirement savings?
A: It shows how middle-income households allocate funds to annuities as a retirement strategy. Provides insights into financial planning approaches.
Q: How are annuities important for retirement planning?
A: Annuities provide guaranteed income streams during retirement. They offer financial security for households across different wealth levels.
Q: How often is this data updated?
A: The Survey of Consumer Finances typically updates this data every three years. Provides a periodic snapshot of financial trends.
Q: How do annuities differ across wealth percentiles?
A: Annuity ownership varies based on income levels, reflecting different financial capabilities and retirement strategies.
Q: Why do economists track this metric?
A: It helps understand retirement preparedness and financial behavior across different income groups. Informs policy and financial planning.
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Citation
U.S. Federal Reserve, Share of Annuities Held by the 50th to 90th Wealth Percentiles (WFRBSAN40), retrieved from FRED.