Money Market Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks money market fund shares held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
46875.00
Year-over-Year Change
110.56%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the total money market fund shares held by individuals in the bottom 50% of the wealth distribution in the United States. It provides insight into the investment patterns and financial assets of lower-income households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Money Market Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles) metric tracks the value of money market fund holdings for the least wealthy half of the U.S. population. This data point is useful for analyzing the financial inclusion and investment behaviors of lower-income Americans.
Methodology
The data is collected and reported by the U.S. Federal Reserve as part of its Survey of Consumer Finances.
Historical Context
This trend is relevant for policymakers, economists, and market analysts seeking to understand the financial lives and investment activities of lower-wealth households.
Key Facts
- The bottom 50% of U.S. households hold just 1.1% of total money market fund assets.
- Money market fund investments account for only 2.1% of total financial assets for the least wealthy half of Americans.
- The average money market fund balance for the bottom 50% is just $1,700.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of money market fund shares held by individuals in the bottom 50% of the U.S. wealth distribution.
Q: Why is this trend relevant for users or analysts?
A: This data point provides insight into the financial inclusion and investment behaviors of lower-income Americans, which is important for policymakers and economists studying household finance.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve as part of its Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: This trend is used by policymakers, economists, and market analysts to understand the financial lives and investment activities of lower-wealth households in the United States.
Q: Are there update delays or limitations?
A: The Survey of Consumer Finances data is published every three years, so there can be delays in the availability of the most recent information.
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Citation
U.S. Federal Reserve, Money Market Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBLB50088), retrieved from FRED.