Life Insurance Reserves Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks life insurance reserves held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
168873.00
Year-over-Year Change
7.88%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures life insurance reserves held by households in the bottom 50% wealth percentile. Provides insights into financial protection for lower-wealth families.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks life insurance holdings for lower-wealth households. It reflects financial security and risk management strategies for economically vulnerable populations.
Methodology
Calculated by aggregating life insurance reserve values for households in the bottom 50% wealth percentile.
Historical Context
Used by financial analysts to understand insurance coverage and economic vulnerability.
Key Facts
- Tracks insurance reserves for lower-wealth households
- Indicates financial protection strategies
- Reflects economic vulnerability
FAQs
Q: What does this life insurance data represent?
A: It measures life insurance reserves held by households in the bottom 50% of wealth distribution.
Q: Why are these insurance reserves important?
A: They indicate financial protection and risk management strategies for economically vulnerable populations.
Q: How can this data be used?
A: Economists and policymakers use it to understand financial security and insurance coverage for lower-wealth households.
Q: What does this data reveal about economic inequality?
A: It provides insights into financial protection disparities across different wealth percentiles.
Q: What are the limitations of this data?
A: The metric represents aggregate reserves and may not capture individual household variations.
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Citation
U.S. Federal Reserve, Life Insurance Reserves Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBLB50096), retrieved from FRED.