Life Insurance Reserves Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50096 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
168,873.00
Year-over-Year Change
7.88%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures life insurance reserves held by households in the bottom 50% wealth percentile. Provides insights into financial protection for lower-wealth families.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks life insurance holdings for lower-wealth households. It reflects financial security and risk management strategies for economically vulnerable populations.
Methodology
Calculated by aggregating life insurance reserve values for households in the bottom 50% wealth percentile.
Historical Context
Used by financial analysts to understand insurance coverage and economic vulnerability.
Key Facts
- Tracks insurance reserves for lower-wealth households
- Indicates financial protection strategies
- Reflects economic vulnerability
FAQs
Q: What does this life insurance data represent?
A: It measures life insurance reserves held by households in the bottom 50% of wealth distribution.
Q: Why are these insurance reserves important?
A: They indicate financial protection and risk management strategies for economically vulnerable populations.
Q: How can this data be used?
A: Economists and policymakers use it to understand financial security and insurance coverage for lower-wealth households.
Q: What does this data reveal about economic inequality?
A: It provides insights into financial protection disparities across different wealth percentiles.
Q: What are the limitations of this data?
A: The metric represents aggregate reserves and may not capture individual household variations.
Related Trends
Net Worth Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBLT01026
Nonfinancial Assets Held by the 90th to 99th Wealth Percentiles
WFRBLN09028
Total Annuities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLAB50
Net Worth Held by the 99th to 99.9th Wealth Percentiles
WFRBL99T999219
Mean Personal Income in the United States
MAPAINUSA646N
Consumer Credit Held by the 50th to 90th Wealth Percentiles
WFRBLN40076
Citation
U.S. Federal Reserve, Life Insurance Reserves Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBLB50096), retrieved from FRED.