Total Annuities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLAB50 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
58,742.00
Year-over-Year Change
9.12%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures total annuities held by the bottom 50% of households by wealth. Provides critical insights into retirement savings for lower-income Americans.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks annuity ownership among the lowest 50% of households by wealth. Reveals retirement preparedness and financial security.
Methodology
Collected through Federal Reserve Survey of Consumer Finances, tracking household financial assets.
Historical Context
Used by policymakers to assess retirement readiness of lower-income households.
Key Facts
- Indicates limited retirement savings options
- Reflects economic challenges for lower-income groups
- Critical metric for retirement policy discussions
FAQs
Q: What does this series represent?
A: Total annuities owned by households in the bottom 50% of wealth distribution. Measures retirement preparedness.
Q: Why are annuities important?
A: Provide guaranteed income streams for retirees, especially crucial for lower-income households.
Q: How frequently is this data collected?
A: Updated through the Federal Reserve's Survey of Consumer Finances, typically every three years.
Q: What insights does this provide?
A: Reveals retirement savings challenges and financial security for lower-income Americans.
Q: What are the limitations of this data?
A: Represents a snapshot in time and may not capture rapid economic changes or individual variations.
Related Trends
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12-Month Moving Average of Unweighted Median Hourly Wage Growth: Wage Distribution: 51st to 75th Wage Percentile
FRBATLWGT12MMUMHWGWD51WP
Debt Securities Held by the 90th to 99th Wealth Percentiles
WFRBLN09035
Nonfinancial Assets Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBLT01001
Share of Loans (Assets) Held by the 99th to 99.9th Wealth Percentiles
WFRBS99T999268
Share of Depository Institutions Loans N.E.C. Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBST01131
Citation
U.S. Federal Reserve, Total Annuities for Bottom 50% (WFRBLAB50), retrieved from FRED.