Share of Depository Institutions Loans N.E.C. Held by the Top 1% (99th to 100th Wealth Percentiles)

WFRBST01131 • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

29.50

Year-over-Year Change

3.87%

Date Range

7/1/1989 - 1/1/2025

Summary

This economic trend measures the share of depository institution loans not elsewhere classified (N.E.C.) held by the top 1% of U.S. households ranked by wealth. It provides insights into wealth concentration and financial system dynamics.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Share of Depository Institutions Loans N.E.C. Held by the Top 1% tracks the proportion of a particular type of bank lending that is concentrated among the wealthiest American households. This metric offers valuable perspectives on wealth inequality and the role of the financial sector.

Methodology

The data is calculated based on Federal Reserve survey and administrative records.

Historical Context

This trend is relevant for understanding economic inequality, financial stability, and the transmission of monetary policy.

Key Facts

  • The top 1% of U.S. households hold a significant share of depository institution loans N.E.C.
  • Wealth concentration in the financial system has important implications for inequality and policy transmission.
  • This trend provides insights into the distribution of credit and power within the U.S. economy.

FAQs

Q: What does this economic trend measure?

A: This trend measures the share of depository institution loans not elsewhere classified (N.E.C.) that are held by the wealthiest 1% of U.S. households.

Q: Why is this trend relevant for users or analysts?

A: This trend offers insights into wealth concentration within the financial system, which has important implications for inequality, financial stability, and the transmission of monetary policy.

Q: How is this data collected or calculated?

A: The data is calculated based on Federal Reserve survey and administrative records.

Q: How is this trend used in economic policy?

A: This trend is relevant for policymakers, economists, and market participants seeking to understand the distribution of credit and power within the U.S. economy.

Q: Are there update delays or limitations?

A: The data may be subject to update delays or limitations inherent in the underlying Federal Reserve survey and administrative sources.

Similar WFRBST Trends

Citation

U.S. Federal Reserve, Share of Depository Institutions Loans N.E.C. Held by the Top 1% (99th to 100th Wealth Percentiles) (WFRBST01131), retrieved from FRED.