Mortgages Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50094 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
124.00
Year-over-Year Change
-65.65%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks mortgage ownership among the bottom 50% of wealth holders in the United States. Provides critical insight into housing access and wealth distribution.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures mortgage holdings for the lower half of wealth percentiles, reflecting economic mobility and housing market participation.
Methodology
Data collected through Federal Reserve Survey of Consumer Finances, tracking household financial assets.
Historical Context
Used to analyze wealth inequality and housing market accessibility for lower-income groups.
Key Facts
- Reflects housing ownership challenges for lower wealth groups
- Indicates potential barriers to wealth accumulation
- Important indicator of economic opportunity
FAQs
Q: What does this series measure?
A: Tracks mortgage holdings for the bottom 50% of wealth holders in the United States.
Q: Why is this economic indicator important?
A: Reveals housing market accessibility and wealth distribution patterns across economic groups.
Q: How often is this data updated?
A: Typically updated through the Federal Reserve's Survey of Consumer Finances every three years.
Q: What can this data tell us about economic inequality?
A: Provides insight into housing ownership challenges for lower-income Americans.
Q: How does this relate to broader economic trends?
A: Reflects potential barriers to wealth accumulation and economic mobility.
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Citation
U.S. Federal Reserve, Mortgages Held by the Bottom 50% (WFRBLB50094), retrieved from FRED.