Mortgages Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks mortgages held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
124.00
Year-over-Year Change
-65.65%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks mortgage ownership among the bottom 50% of wealth holders in the United States. Provides critical insight into housing access and wealth distribution.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures mortgage holdings for the lower half of wealth percentiles, reflecting economic mobility and housing market participation.
Methodology
Data collected through Federal Reserve Survey of Consumer Finances, tracking household financial assets.
Historical Context
Used to analyze wealth inequality and housing market accessibility for lower-income groups.
Key Facts
- Reflects housing ownership challenges for lower wealth groups
- Indicates potential barriers to wealth accumulation
- Important indicator of economic opportunity
FAQs
Q: What does this series measure?
A: Tracks mortgage holdings for the bottom 50% of wealth holders in the United States.
Q: Why is this economic indicator important?
A: Reveals housing market accessibility and wealth distribution patterns across economic groups.
Q: How often is this data updated?
A: Typically updated through the Federal Reserve's Survey of Consumer Finances every three years.
Q: What can this data tell us about economic inequality?
A: Provides insight into housing ownership challenges for lower-income Americans.
Q: How does this relate to broader economic trends?
A: Reflects potential barriers to wealth accumulation and economic mobility.
Related News
Unpredictability of Interest Rate Direction in the United States
Navigating the Unpredictability of Interest Rates Interest rates have turned into one of the most unpredictable elements in the American financial landscape. This unpredictability stems largely from the nuanced decisions of the Federal Reserve, often referred to as the Fed, whose policies ripple through financial markets, influencing borrowing costs for everyone from ambitious entrepreneurs to families securing mortgages. The web of economic indicators, which serves as the backbone for interest
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highlighting a distressing trend in the housing market. Homeownership is more costly these days. High home prices and soaring 30 year mortgage rates, combined with limited housing inventory, pose significant challenges for potential buyers and cast a shadow on economic recovery efforts. Many potential homebuyers find themselves increasingly priced out of
U.S. jobless claims decline to lowest level since mid-July
U.S. Jobless Claims Drop: A Positive Sign for Economic Growth The U.S. economy is signaling a positive turn as the initial jobless claims have dropped to their lowest level since mid-July, suggesting a more resilient labor market. This decline in jobless claims is not just a number; it reflects crucial dynamics in the U.S. economy and employment landscape. As people file fewer claims for unemployment benefits, it suggests a strengthening employment market and a recovering economy. Also, the cur
U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes
U.S. Trade Deficit Reaches Two-Year Low Amid Anticipated Tariff Hikes The recent announcement that the U.S. trade deficit has reached a two-year low signals significant developments for the national economy. This change may, in part, be influenced by the anticipation of tariff hikes, which are affecting trade patterns. As this event unfolds, it has implications for the U.S. GDP, underscoring the importance of reducing the trade deficit. Trade tensions have long shaped the global economic landsc
U.S. Treasury Yields Increase Amid Strong Economic Growth and Inflation Concerns
Treasury Yields Surge Amid Economic Growth and Inflation Concerns Treasury yields are surging as investors closely monitor the evolving U.S. economic landscape. Recent data 10-year Treasury yield. With economic growth on one side and inflation data on the other, it's essential to unpack these complex dynamics. By analyzing these factors, we gain insights into the Federal Reserve's role in shaping monetary policy and the consequential market implications. The Federal Reserve's policies, market v
Similar WFRBLB Trends
Consumer Credit Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50103
Consumer Durables Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50084
Corporate and Foreign Bonds Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50091
Corporate Equities and Mutual Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50095
Debt Securities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50089
Deferred and Unpaid Life Insurance Premiums Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50106
Citation
U.S. Federal Reserve, Mortgages Held by the Bottom 50% (WFRBLB50094), retrieved from FRED.