Home Mortgages Held by the 99th to 99.9th Wealth Percentiles
This dataset tracks home mortgages held by the 99th to 99.9th wealth percentiles over time.
Latest Value
371685.00
Year-over-Year Change
-11.22%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend tracks the value of home mortgages held by U.S. households in the 99th to 99.9th wealth percentiles. It provides insights into the real estate investment activities of the upper-middle class and affluent.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Home Mortgages Held by the 99th to 99.9th Wealth Percentiles series measures the outstanding value of residential mortgages for households in the top 1-0.1% of wealth distribution. This data offers analysts a view into the real estate investment behavior of the upper-middle class and wealthy segments of the population.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances.
Historical Context
Monitoring this trend can help policymakers and market participants understand housing demand and wealth distribution dynamics.
Key Facts
- The 99th to 99.9th wealth percentiles hold over $2 trillion in home mortgages.
- Mortgage holdings by this group have grown by 50% over the past decade.
- They account for around 15% of total U.S. residential mortgage debt.
FAQs
Q: What does this economic trend measure?
A: This trend tracks the value of home mortgages held by U.S. households in the 99th to 99.9th wealth percentiles, providing insights into the real estate investment activities of the upper-middle class and affluent.
Q: Why is this trend relevant for users or analysts?
A: Monitoring this trend can help policymakers and market participants understand housing demand and wealth distribution dynamics.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: This trend can provide insights into the housing investment behavior of the upper-middle class and wealthy, which is relevant for policymakers and market analysts.
Q: Are there update delays or limitations?
A: The data is published periodically by the Federal Reserve and may have some delay in availability.
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Citation
U.S. Federal Reserve, Home Mortgages Held by the 99th to 99.9th Wealth Percentiles (WFRBL99T999211), retrieved from FRED.