Share of Loans (Liabilities) Held by the 99th to 99.9th Wealth Percentiles
This dataset tracks share of loans (liabilities) held by the 99th to 99.9th wealth percentiles over time.
Latest Value
3.60
Year-over-Year Change
-16.28%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend measures the share of total household loan liabilities held by individuals in the 99th to 99.9th wealth percentiles in the United States. It provides insight into wealth and debt concentration among the top wealthiest households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Share of Loans (Liabilities) Held by the 99th to 99.9th Wealth Percentiles is a key metric for analyzing trends in household debt distribution and financial vulnerability within the top wealth strata. Economists and policymakers use this data to assess inequality and systemic risk.
Methodology
The data is calculated based on the Federal Reserve's Survey of Consumer Finances.
Historical Context
This trend is relevant for understanding the broader dynamics of household leverage and financial stability.
Key Facts
- The top 0.1% of U.S. households held over 15% of total household liabilities in 2019.
- Debt concentration among the wealthiest has risen substantially in recent decades.
- High debt levels among the affluent can amplify financial shocks and systemic risks.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of total household loan liabilities held by individuals in the 99th to 99.9th wealth percentiles in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into wealth and debt concentration among the top wealthiest households, which is important for understanding broader trends in household leverage and financial stability.
Q: How is this data collected or calculated?
A: The data is calculated based on the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: Economists and policymakers use this data to assess inequality and systemic risk within the financial system.
Q: Are there update delays or limitations?
A: The data is published with a lag and may not capture the most recent economic conditions.
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Citation
U.S. Federal Reserve, Share of Loans (Liabilities) Held by the 99th to 99.9th Wealth Percentiles (WFRBS99T999269), retrieved from FRED.