Treasury Yield: Rate Cap Adjusted: 24 Month CD <100M

TYRCA24MCD • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

5.21

Year-over-Year Change

-21.98%

Date Range

4/1/2021 - 7/1/2025

Summary

The Treasury Yield: Rate Cap Adjusted: 24 Month CD <100M represents the interest rate for certificates of deposit with a specific maturity and balance threshold. This metric provides insights into short-term investment returns and reflects broader market conditions for fixed-income financial instruments.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator tracks the yield for 24-month certificates of deposit under $100 million, adjusted for rate caps. Economists use this trend to understand short-term investment rates, bank lending dynamics, and potential shifts in monetary policy.

Methodology

The data is collected from financial institutions and aggregated by the Federal Reserve, representing average rates across multiple banks and regions.

Historical Context

This trend is used by policymakers, investors, and financial analysts to assess short-term investment opportunities and gauge overall economic liquidity.

Key Facts

  • Represents 24-month CD rates for deposits under $100 million
  • Provides insight into short-term investment returns
  • Reflects current market and monetary policy conditions

FAQs

Q: What does TYRCA24MCD represent?

A: It represents the Treasury Yield Rate Cap Adjusted for 24-month Certificates of Deposit under $100 million, tracking short-term investment rates.

Q: How often is this data updated?

A: The data is typically updated weekly, providing current insights into short-term investment rates and market conditions.

Q: Why are rate caps important in this metric?

A: Rate caps help normalize and standardize the data, preventing extreme outliers from skewing the overall investment rate representation.

Q: How do investors use this trend?

A: Investors use this trend to compare potential returns on short-term investments and assess the current financial market landscape.

Q: What are the limitations of this data?

A: The data represents average rates and may not reflect specific bank offerings or individual investment opportunities.

Related News

Related Trends

Citation

U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 24 Month CD <100M [TYRCA24MCD], retrieved from FRED.

Last Checked: 8/1/2025

Treasury Yield: Rate Cap Adjusted: 24 Month CD <100M | US Economic Trends