Net Percentage of Foreign Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds
SUBLPFCITSNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
1/1/1991 - 7/1/2025
Summary
Tracks foreign banks' lending rate adjustments relative to their funding costs. Provides insight into international banking market conditions and lending strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures changes in foreign banks' loan pricing strategies. It reflects global banking market dynamics and potential shifts in lending practices.
Methodology
Surveyed data collected from foreign banks reporting their lending rate spread adjustments.
Historical Context
Used by central banks and financial analysts to assess international banking market trends.
Key Facts
- Indicates global banking market pricing strategies
- Reflects international lending environment
- Important for cross-border financial analysis
FAQs
Q: What does this metric reveal about international banking?
A: It shows how foreign banks adjust loan rates relative to their funding costs, indicating market conditions and lending strategies.
Q: Why are loan rate spreads important?
A: Spreads reflect bank profitability, risk assessment, and overall economic conditions in the banking sector.
Q: How often is this data updated?
A: Typically reported quarterly, providing current insights into international banking trends.
Q: Who uses this economic indicator?
A: Central banks, financial analysts, and international economic researchers use this data for market analysis.
Q: What limitations exist in this metric?
A: Data represents a sample of foreign banks and may not capture entire global banking landscape.
Related Trends
Net Percentage of Other Domestic Banks Reporting Stronger Demand for Commercial Real Estate Loans With Construction and Land Development Purposes
SUBLPDRCDCOTHNQ
Net Percentage of Domestic Banks Tightening Loan Covenants for Small Firms
SUBLPDCISTLNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPDCIRWGSNQ
Number of Other Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Very Important Reason
SUBLPDCIRTCVOTHNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Very Important Reason
SUBLPDCIRSAVOTHNQ
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason
SUBLPDCIRWINLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Foreign Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds (SUBLPFCITSNQ), retrieved from FRED.