Net Percentage of Foreign Banks Increasing Premiums Charged on Riskier Loans
SUBLPFCITRNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10.50
Year-over-Year Change
-70.25%
Date Range
10/1/1998 - 7/1/2025
Summary
Tracks foreign banks' risk assessment in lending practices. Provides critical insight into international banking sector's credit risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the percentage of foreign banks increasing loan premiums for higher-risk borrowers. Indicates global lending market's risk sensitivity.
Methodology
Surveyed data collected from international banking institutions quarterly.
Historical Context
Used by central banks and financial regulators to assess global credit market conditions.
Key Facts
- Reflects global banking risk perception
- Quarterly survey-based metric
- Indicates credit market tightening trends
FAQs
Q: What does this economic indicator measure?
A: Tracks foreign banks' willingness to charge higher premiums on risky loans. Reflects global lending risk assessment.
Q: How often is this data updated?
A: Typically updated quarterly by surveying international banking institutions.
Q: Why are loan premiums important?
A: Loan premiums indicate banks' perception of credit risk and potential economic uncertainty.
Q: How do policymakers use this data?
A: Central banks analyze this to understand global credit market conditions and potential economic risks.
Q: What limitations exist in this data?
A: Survey-based data may have reporting delays and represent a sample of international banks.
Related Trends
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was Not an Important Reason
SUBLPDCIRWANNQ
Net Percentage of Other Domestic Banks Increasing the Cost of Credit Lines to Small Firms
SUBLPDCISTCOTHNQ
Net Percentage of Other Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms
SUBLPDCILSOTHNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Somewhat Important Reason
SUBLPDCIRWISOTHNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSMSOTHNQ
Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Credit Card Loans
SUBLPDCLCTRNQ
Citation
U.S. Federal Reserve, Net Percentage of Foreign Banks Increasing Premiums Charged on Riskier Loans (SUBLPFCITRNQ), retrieved from FRED.