Net Percentage of Other Domestic Banks Increasing the Cost of Credit Lines to Small Firms
SUBLPDCISTCOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.40
Year-over-Year Change
-81.40%
Date Range
7/1/1990 - 7/1/2025
Summary
Measures changes in credit line costs for small firms across domestic banks. Provides crucial insights into lending market dynamics and borrowing expenses.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how banks adjust credit line pricing for small businesses. It reflects lending market conditions and potential financial pressures.
Methodology
Quarterly survey collects data from domestic banks about credit line pricing.
Historical Context
Federal Reserve monitors this metric to assess small business financing conditions.
Key Facts
- Reflects credit line pricing trends
- Quarterly updated economic indicator
- Signals lending market conditions
FAQs
Q: What causes credit line costs to increase?
A: Economic uncertainty, risk perception, and monetary policy can drive credit line pricing.
Q: How do credit line costs affect small businesses?
A: Higher costs can limit business growth and increase operational expenses.
Q: Is this data predictive of economic trends?
A: Changes in credit line costs can indicate broader economic and lending market shifts.
Q: How frequently do credit line costs change?
A: Costs can fluctuate quarterly based on economic conditions and bank assessments.
Q: What do businesses do when credit costs rise?
A: Firms may seek alternative financing or reduce borrowing during high-cost periods.
Related Trends
Net Percentage of Domestic Banks Increasing the Minimum Required Credit Score for Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXTRNQ
Number of Foreign Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPFCIREDNNQ
Number of Domestic Banks That Eased and Reported That Improvement in Industry-Specific Problems Was a Somewhat Important Reason
SUBLPDCIREISNQ
Number of Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason
SUBLPDCIRECNNQ
Number of Other Domestic Banks That Tightened and Reported That Less Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason
SUBLPDCIRTASOTHNQ
Number of Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Somewhat Important Reason
SUBLPDCIRTCSNQ
Citation
U.S. Federal Reserve, Net Percentage of Other Domestic Banks Increasing the Cost of Credit Lines to Small Firms (SUBLPDCISTCOTHNQ), retrieved from FRED.