Net Percentage of Large Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXTMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
4/1/2011 - 7/1/2025
Summary
Tracks changes in consumer loan size limits by large domestic banks. Provides insight into bank lending strategies and credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric reflects banks' willingness to extend credit to consumers. It indicates potential tightening or loosening of lending standards.
Methodology
Surveyed banks report changes in maximum consumer loan sizes quarterly.
Historical Context
Used by policymakers to assess credit market health and lending environment.
Key Facts
- Quarterly survey of large domestic banks
- Indicates credit market tightness
- Reflects bank risk assessment strategies
FAQs
Q: What does this economic indicator measure?
A: It tracks changes in maximum consumer loan sizes by large banks. Helps understand lending market conditions.
Q: Why are consumer loan size limits important?
A: They reflect banks' risk appetite and overall economic confidence. Indicate potential credit market constraints.
Q: How often is this data updated?
A: The survey is conducted quarterly by the Federal Reserve.
Q: What impacts consumer loan size limits?
A: Economic conditions, bank risk assessments, and competitive lending environment influence these limits.
Q: Can this indicator predict economic trends?
A: It provides insights into bank lending strategies and potential economic constraints.
Related Trends
Number of Foreign Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Very Important Reason
SUBLPFCIREAVNQ
Number of Other Domestic Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason
SUBLPDCIREASOTHNQ
Net Percentage of Domestic Banks Reducing the Maximum Size of Auto Loans
SUBLPDCLATMNQ
Number of Foreign Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was Not an Important Reason
SUBLPFCIRTCNNQ
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPDCIRWENLGNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was a Very Important Reason
SUBLPDCIRWMVNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reducing the Maximum Size of Consumer Loans (SUBLPDCLXTMLGNQ), retrieved from FRED.