Net Percentage of Domestic Banks Reducing the Maximum Size of Auto Loans
SUBLPDCLATMNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1.90
Year-over-Year Change
-50.00%
Date Range
4/1/2011 - 7/1/2025
Summary
Measures banks' adjustments to auto loan maximum sizes, reflecting lending caution and consumer credit conditions. Provides insight into automotive financing trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in banks' auto loan lending policies. Reflects risk assessment and potential consumer purchasing power.
Methodology
Quarterly survey of domestic banks reporting changes in auto loan maximum sizes.
Historical Context
Used by policymakers to understand consumer credit and automotive market dynamics.
Key Facts
- Quarterly banking survey metric
- Indicates auto lending risk perception
- Reflects consumer credit conditions
FAQs
Q: What does this economic indicator reveal?
A: Shows banks' changes in auto loan maximum sizes. Indicates lending caution and consumer credit market conditions.
Q: How frequently is the data updated?
A: Updated quarterly, providing current snapshot of auto lending trends.
Q: Why is this important for economists?
A: Reflects banks' risk assessment and potential impacts on consumer purchasing power in automotive market.
Q: How are the percentages calculated?
A: Banks report changes in auto loan maximum sizes, expressed as a net percentage of banks reducing loan sizes.
Q: What are the data's potential limitations?
A: Represents surveyed bank perspectives and may not capture entire auto lending landscape. Should be analyzed comprehensively.
Related Trends
Net Percentage of Domestic Banks Tightening Standards for Subprime Mortgage Loans
DRTSSP
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPDCIRSSVLGNQ
Net Percentage of Domestic Banks Reducing the Maximum Maturity of Credit Lines for Large and Middle-Market Firms
SUBLPDCILTANQ
Number of Foreign Banks That Tightened and Reported That Less Aggressive Competition From Other Banks or Nonbank Lenders Was a Very Important Reason
SUBLPFCIRTAVNQ
Net Percentage of Large Domestic Banks Increasing the Use of Interest Rate Floors for Large and Middle-Market Firms
SUBLPDCILTFLGNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRWSNNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Reducing the Maximum Size of Auto Loans (SUBLPDCLATMNQ), retrieved from FRED.