Net Percentage of Other Domestic Banks Reducing the Maximum Size Credit Lines for Small Firms
SUBLPDCISTMOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.80
Year-over-Year Change
-250.77%
Date Range
4/1/1990 - 7/1/2025
Summary
Measures the net percentage of banks reducing credit lines for small firms. Provides critical insight into small business lending constraints.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks changes in banks' credit line policies specifically targeting small business lending environments.
Methodology
Collected through Federal Reserve quarterly bank lending practice surveys.
Historical Context
Used by policymakers and economists to assess small business credit accessibility.
Key Facts
- Quarterly tracking of credit line reductions
- Indicates small business lending environment
- Part of comprehensive bank lending assessment
FAQs
Q: What does this economic indicator reveal?
A: Shows the percentage of banks reducing credit lines for small firms. Indicates potential constraints in small business financing.
Q: How frequently is this data updated?
A: Updated quarterly through Federal Reserve bank lending surveys. Provides current small business credit market snapshot.
Q: Why are credit line reductions significant?
A: Signal potential economic stress and reduced business investment opportunities. Reflect banks' risk assessment strategies.
Q: How do credit line changes impact businesses?
A: Reduced credit lines can limit small business growth, investment, and operational flexibility during economic uncertainties.
Q: What factors influence credit line decisions?
A: Economic conditions, bank risk assessments, regulatory environment, and overall market liquidity impact credit line policies.
Related Trends
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Net Percentage of Other Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Nonfarm Nonresidential Structures
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Number of Foreign Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason
SUBLPFCIRECNNQ
Net Percentage of Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Non-Jumbo Mortgage Loans
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Net Percentage of Large Domestic Banks Reporting Stronger Demand for HELOCs
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Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was Not an Important Reason
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Citation
U.S. Federal Reserve, Net Percentage of Other Domestic Banks Reducing Credit Lines for Small Firms (SUBLPDCISTMOTHNQ), retrieved from FRED.