Number of Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Very Important Reason
SUBLPDCIRTIVNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.00
Year-over-Year Change
-20.00%
Date Range
7/1/1990 - 7/1/2025
Summary
Tracks the number of domestic banks reporting industry-specific problems as a key reason for tightening lending standards. Provides critical insights into banking sector risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures banks' perception of industry challenges that prompt them to restrict lending criteria. It reflects economic uncertainty and risk management.
Methodology
Data collected through Federal Reserve Senior Loan Officer Opinion Survey quarterly.
Historical Context
Used by economists to assess potential credit market constraints and economic challenges.
Key Facts
- Quarterly survey-based indicator
- Reflects bank risk management strategies
- Signals potential economic constraints
FAQs
Q: What does this economic indicator measure?
A: It tracks domestic banks reporting industry problems as a reason for tightening lending standards. Indicates banking sector risk perception.
Q: How often is this data updated?
A: The survey is conducted quarterly by the Federal Reserve. Data reflects current banking sector conditions.
Q: Why do banks tighten lending standards?
A: Banks restrict lending when they perceive increased economic risks or challenges in specific industries.
Q: How do industry problems impact lending?
A: Worsening industry conditions can lead banks to become more conservative in their lending practices.
Q: What does this indicator suggest about economic health?
A: Increased tightening may signal potential economic slowdown or heightened sector-specific risks.
Related Trends
Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Very Important Reason
SUBLPDCIRSAVNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSISLGNQ
Net Percentage of Other Domestic Banks Reducing the Maximum Size of Credit Lines for Large and Middle-Market Firms
SUBLPDCILTMOTHNQ
Number of Large Domestic Banks That Eased and Reported That Improvement in Current or Expected Liquidity Position Was Not an Important Reason
SUBLPDCIRELNLGNQ
Net Percentage of Domestic Banks Tightening Policies on Consumer Loans Excluding Credit Card and Auto Loans to Customers That Do Not Meet Credit Scoring Thresholds
SUBLPDCLXTENQ
Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDJNQ
Citation
U.S. Federal Reserve, Number of Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Very Important Reason (SUBLPDCIRTIVNQ), retrieved from FRED.