Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDJNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-3.40
Year-over-Year Change
-93.75%
Date Range
1/1/2015 - 7/1/2025
Summary
Measures banks' perception of demand for qualified jumbo mortgage loans. Provides key insights into high-end residential lending markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in bank lending appetite for qualified jumbo mortgage loans. It reflects lending institutions' credit market assessments.
Methodology
Derived from quarterly bank lending survey responses comparing current to previous periods.
Historical Context
Critical for understanding mortgage market dynamics and credit availability.
Key Facts
- Tracks high-value mortgage loan demand
- Indicates bank lending confidence
- Quarterly survey-based economic indicator
FAQs
Q: What defines a qualified mortgage jumbo loan?
A: Large mortgage loans meeting specific government standards for borrower ability to repay.
Q: How do qualified jumbo loans differ from non-qualified loans?
A: Qualified loans meet stricter lending standards and provide more borrower protections.
Q: Why is this metric important?
A: Provides insight into high-end real estate lending trends and bank risk assessment.
Q: How frequently is the data collected?
A: Updated quarterly through comprehensive bank lending surveys.
Q: What factors influence this metric?
A: Interest rates, economic conditions, and overall real estate market performance.
Related Trends
Number of Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVNQ
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Somewhat Important Reason
SUBLPFCIRWASNQ
Net Percentage of Other Domestic Banks Reporting Stronger Demand for HELOCs
SUBLPDCLHDOTHNQ
Net Percentage of Other Domestic Banks Increasing Collateral Requirements for Small Firms
SUBLPDCISTQOTHNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Somewhat Important Reason
SUBLPDCIRWSSNQ
Number of Foreign Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Very Important Reason
SUBLPFCIRTIVNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Jumbo Mortgage Loans (SUBLPDHMDJNQ), retrieved from FRED.