Number of Large Domestic Banks That Eased and Reported That Reduced Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was a Somewhat Important Reason
SUBLPDCIREESLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2010 - 7/1/2025
Summary
Measures large domestic banks reporting eased lending standards due to reduced regulatory concerns. Indicates potential shifts in banking regulatory environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric tracks banks' perceptions of regulatory impact on lending practices. Reflects changes in supervisory and legislative landscapes.
Methodology
Collected through quarterly Federal Reserve bank lending surveys.
Historical Context
Used to assess banking sector regulatory responsiveness and lending flexibility.
Key Facts
- Quarterly regulatory impact assessment
- Measures banking sector adaptability
- Indicates potential lending environment changes
FAQs
Q: What regulatory factors influence bank lending?
A: Legislative changes, supervisory actions, and accounting standards can impact bank lending practices.
Q: How frequently do banks adjust lending standards?
A: Typically reviewed quarterly based on regulatory and economic conditions.
Q: Why are lending standards important?
A: They determine credit availability and reflect banks' risk assessment of economic conditions.
Q: What causes banks to ease lending standards?
A: Reduced regulatory concerns, improved economic outlook, and competitive market pressures.
Q: How do these changes impact businesses?
A: Easier lending standards can increase credit access and potentially stimulate business investment.
Related Trends
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSISLGNQ
Net Percentage of Domestic Banks Increasing Premiums Charged on Riskier Loans for Small Firms
SUBLPDCISTRNQ
Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans From Small Firms
DRSDCIS
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPDCIRSENLGNQ
Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors
SUBLPFCITFNQ
Net Percentage of Domestic Banks Reducing the Maximum Size of Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXTMNQ
Citation
U.S. Federal Reserve, Number of Large Domestic Banks That Eased Lending Standards (SUBLPDCIREESLGNQ), retrieved from FRED.