Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors
SUBLPFCITFNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-5.30
Year-over-Year Change
-144.92%
Date Range
4/1/2011 - 7/1/2025
Summary
Measures the percentage of foreign banks increasing interest rate floors. Provides insight into global lending strategies and risk management approaches.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how foreign banks adjust their minimum interest rates. It reflects banking sector risk mitigation and lending policy trends.
Methodology
Surveys of foreign banks document changes in their interest rate floor practices.
Historical Context
Financial analysts use this data to understand global banking risk strategies.
Key Facts
- Indicates global banking risk management
- Reflects lending policy changes
- Important for understanding credit markets
FAQs
Q: What are interest rate floors?
A: Minimum interest rates set by banks to protect against potential lending losses. Helps manage financial risk.
Q: Why do banks use interest rate floors?
A: To protect against low-interest environments and manage potential lending risks.
Q: How does this impact borrowers?
A: Can lead to higher minimum borrowing costs and more restrictive lending conditions.
Q: What does an increase in this metric mean?
A: Banks are becoming more cautious and implementing stricter lending protections.
Q: How frequently is this data collected?
A: Typically gathered through periodic banking surveys with varying update frequencies.
Related Trends
Number of Foreign Banks That Eased and Reported That Increased Tolerance for Risk Was a Very Important Reason
SUBLPFCIRERVNQ
Net Percentage of Other Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMDQOTHNQ
Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans Secured by Nonfarm Nonresidential Structures
SUBLPDRCSNLGNQ
Number of Domestic Banks That Tightened and Reported That Less Favorable Economic Outlook Was a Somewhat Important Reason
SUBLPDCIRTOSNQ
Number of Other Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was a Very Important Reason
SUBLPDCIREOVOTHNQ
Number of Foreign Banks That Tightened and Reported That Less Aggressive Competition From Other Banks or Nonbank Lenders Was Not an Important Reason
SUBLPFCIRTANNQ
Citation
U.S. Federal Reserve, Net Percentage of Foreign Banks Increasing the Use of Interest Rate Floors (SUBLPFCITFNQ), retrieved from FRED.