Number of Other Domestic Banks That Eased and Reported That Improvement in Current or Expected Capital Position Was Not an Important Reason
SUBLPDCIRECNOTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.00
Year-over-Year Change
-50.00%
Date Range
4/1/1992 - 7/1/2025
Summary
Measures banks' lending policy adjustments related to capital positions. Provides critical insights into banking sector financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks banks easing lending standards without citing capital position improvements. It reveals underlying banking sector dynamics.
Methodology
Collected through systematic surveys of domestic bank lending practices.
Historical Context
Used to assess banking sector resilience and potential credit market shifts.
Key Facts
- Reveals bank lending policy flexibility
- Indicates potential credit market changes
- Reflects banking sector adaptability
FAQs
Q: What does this economic indicator track?
A: Banks easing lending standards without citing improvements in capital positions.
Q: Why are lending policy changes significant?
A: They signal potential shifts in credit availability and banking sector confidence.
Q: How frequently is this data collected?
A: Typically gathered through quarterly Federal Reserve banking surveys.
Q: What can this indicator reveal about the economy?
A: Provides insights into banking sector risk assessment and lending strategies.
Q: How do financial analysts use this data?
A: To understand banking sector trends and potential credit market transformations.
Related Trends
Net Percentage of Other Domestic Banks Tightening Standards for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMSQOTHNQ
Net Percentage of Other Domestic Banks Tightening Standards for Government Mortgage Loans
SUBLPDHMSGOTHNQ
Net Percentage of Domestic Banks Increasing the Minimum Percentage of Outstanding Balances Required to Be Repaid on Credit Card Loans
SUBLPDCLCTMNQ
Number of Other Domestic Banks That Tightened and Reported That Deterioration in Current or Expected Capital Position Was a Somewhat Important Reason
SUBLPDCIRTCSOTHNQ
Net Percentage of Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans
STDSOTHCONS
Number of Foreign Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Somewhat Important Reason
SUBLPFCIREASNQ
Citation
U.S. Federal Reserve, Number of Other Domestic Banks That Eased Lending (SUBLPDCIRECNOTHNQ), retrieved from FRED.