Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Large and Middle-Market Firms
SUBLPDCILTQLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
4/1/1990 - 7/1/2025
Summary
Tracks changes in collateral requirements for large and middle-market firms by domestic banks. Provides critical insight into lending conditions and bank risk assessment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures banks' willingness to demand additional collateral from corporate borrowers. It reflects overall credit market tightness and institutional lending confidence.
Methodology
Surveyed large domestic banks report net percentage changes in collateral requirements quarterly.
Historical Context
Federal Reserve uses this indicator to assess credit market stress and potential economic constraints.
Key Facts
- Indicates bank risk perception
- Quarterly survey-based metric
- Reflects lending environment dynamics
FAQs
Q: What does this metric indicate about bank lending?
A: It shows banks' changing risk assessment strategies for corporate loans. Higher percentages suggest more conservative lending practices.
Q: How often is this data updated?
A: The survey is typically conducted quarterly by the Federal Reserve.
Q: Why do banks increase collateral requirements?
A: Banks raise requirements during economic uncertainty to mitigate potential loan defaults and reduce financial risk.
Q: How do collateral requirements impact businesses?
A: Increased requirements can make borrowing more difficult and expensive for large and middle-market firms.
Q: Can this metric predict economic trends?
A: It serves as an early indicator of potential credit market tightening and economic stress.
Related Trends
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was a Very Important Reason
SUBLPFCIRSMVNQ
Number of Large Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPDCIREDNLGNQ
Number of Domestic Banks That Eased and Reported That Reduced Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was a Somewhat Important Reason
SUBLPDCIREESNQ
Net Percentage of Other Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans
SUBLPDHMSMOTHNQ
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was a Very Important Reason
SUBLPFCIRWAVNQ
Number of Other Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
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Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Increasing Collateral Requirements (SUBLPDCILTQLGNQ), retrieved from FRED.