Small-Denomination Time Deposits: Total

Monthly, Not Seasonally Adjusted

STDNS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,065.50

Year-over-Year Change

-9.96%

Date Range

1/1/1959 - 6/1/2025

Summary

The 'Monthly, Not Seasonally Adjusted' trend provides raw economic data without statistical smoothing or normalization techniques. This unmodified data helps economists understand actual economic fluctuations without accounting for predictable seasonal variations.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Not seasonally adjusted data represents the pure, unadjusted economic measurements for a specific period without removing cyclical or seasonal influences. Economists use this raw data to analyze immediate economic conditions and understand underlying economic patterns.

Methodology

Data is collected through direct measurement of economic indicators without applying statistical smoothing techniques like seasonal adjustment algorithms.

Historical Context

Policymakers and financial analysts use not seasonally adjusted data to assess immediate economic performance and compare month-to-month variations.

Key Facts

  • Represents unmodified economic data without seasonal adjustments
  • Provides direct insight into immediate economic conditions
  • Useful for understanding raw economic fluctuations

FAQs

Q: What does 'not seasonally adjusted' mean?

A: Not seasonally adjusted data shows raw economic measurements without removing predictable seasonal variations like holiday spending or weather-related economic changes.

Q: Why is non-seasonally adjusted data important?

A: It provides an unfiltered view of economic performance, allowing analysts to see actual month-to-month changes without statistical smoothing.

Q: How is this different from seasonally adjusted data?

A: Seasonally adjusted data removes predictable cyclical variations, while not seasonally adjusted data shows the raw, unadjusted economic measurements.

Q: When should I use not seasonally adjusted data?

A: Use this data for understanding immediate economic conditions, comparing short-term variations, and analyzing raw economic performance.

Q: How frequently is this data updated?

A: Typically, not seasonally adjusted data is updated monthly, providing current economic snapshots without statistical modifications.

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Citation

U.S. Federal Reserve, Monthly, Not Seasonally Adjusted [STDNS], retrieved from FRED.

Last Checked: 8/1/2025