Retail Money Market Funds
WRMFNS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,139.70
Year-over-Year Change
0.59%
Date Range
5/8/2006 - 6/30/2025
Summary
Retail Money Market Funds (WRMFNS) track the total value of money market mutual funds held by individual investors in the United States. This metric provides crucial insights into household investment behavior and short-term liquidity preferences.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate assets in money market funds accessible to retail investors, reflecting their cash management and investment strategies. Economists use this indicator to gauge consumer financial sentiment, liquidity preferences, and potential shifts in investment allocation.
Methodology
Data is collected through comprehensive surveys and reporting from financial institutions, aggregated and tracked by the Federal Reserve.
Historical Context
This metric is used by policymakers and financial analysts to understand consumer financial behavior, potential economic shifts, and short-term investment trends.
Key Facts
- Represents total assets in retail-accessible money market funds
- Indicates short-term investment preferences of individual investors
- Provides insights into consumer financial decision-making
FAQs
Q: What are retail money market funds?
A: Retail money market funds are low-risk, liquid investment vehicles that pool money from individual investors to purchase short-term, high-quality securities.
Q: Why do investors choose money market funds?
A: Investors select these funds for their stability, liquidity, and typically higher yields compared to traditional savings accounts.
Q: How often is the WRMFNS data updated?
A: The data is typically updated weekly or monthly, providing near-real-time insights into retail investment trends.
Q: How do money market funds relate to economic policy?
A: These funds are sensitive to interest rates and monetary policy, serving as an indicator of broader economic conditions and investor confidence.
Q: What are the limitations of this data?
A: The data represents a snapshot of retail investment and may not capture all individual investment behaviors or account for rapid market changes.
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Citation
U.S. Federal Reserve, Retail Money Market Funds [WRMFNS], retrieved from FRED.
Last Checked: 8/1/2025