74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
SFQ74B4ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in consumer asset-backed securities funding terms for most favored clients. Provides critical insights into consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks collateral spreads over benchmark rates for consumer ABS. Indicates lending market flexibility and credit conditions.
Methodology
Collected through senior loan officer comprehensive market survey.
Historical Context
Used to assess consumer credit market dynamics and lending trends.
Key Facts
- Reflects consumer credit market conditions
- Includes credit card and auto loan securities
- Indicates institutional lending perspectives
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer debt like credit card or auto loan receivables.
Q: What does 'Eased Considerably' indicate?
A: Significant improvement in funding terms for top-tier clients.
Q: Why track these funding terms?
A: Provides insight into credit market health and potential lending opportunities.
Q: Who uses this economic data?
A: Financial analysts, investors, and policymakers monitor these trends.
Q: How frequently is this data updated?
A: Typically updated quarterly through comprehensive market surveys.
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Related Trends
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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
CTQ37A62MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B4ECNR), retrieved from FRED.