25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First In Importance
CTQ25B5MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures institutional perspectives on insurance company lending terms and balance sheet availability. Provides insights into financial sector credit conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks changes in insurance company lending practices and capital availability. Helps understand financial institution credit dynamics.
Methodology
Collected through targeted Federal Reserve survey of financial institutions.
Historical Context
Used to assess insurance sector lending and capital market conditions.
Key Facts
- Reflects institutional lending perspectives
- Indicates insurance sector credit conditions
- Measures balance sheet capacity
FAQs
Q: What does increased balance sheet availability mean?
A: Suggests more lending capacity and potentially easier credit conditions for insurance companies.
Q: How frequently is this data collected?
A: Typically gathered through periodic Federal Reserve surveys. Provides periodic market insights.
Q: Why is insurance company lending important?
A: Reflects broader financial sector health and potential economic investment capacity. Indicates credit market conditions.
Q: How do economists interpret this data?
A: Used to understand financial sector lending trends and potential economic investment capabilities.
Q: What limitations exist in this data?
A: Represents institutional perspectives and may not capture entire market dynamics. Provides directional insights.
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Related Trends
79) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| F. Cmbs. | Answer Type: Increased Somewhat
ALLQ79FISNR
61) Over the Past Three Months, How Has Demand for Funding of Equities (Including Through Stock Loan) by Your Institution's Clients Changed?| Answer Type: Increased Considerably
SFQ61ICNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ62B1ECNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ60B4ESNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
SFQ60A3ECNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ66A3ESNR
Citation
U.S. Federal Reserve, Insurance Company Lending Terms (CTQ25B5MINR), retrieved from FRED.