74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
SFQ74B2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across different client relationships. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the tightening of funding terms for consumer asset-backed securities like credit card and auto loan receivables. Indicates credit market stress and institutional lending practices.
Methodology
Surveyed data from financial institutions reporting changes in funding terms.
Historical Context
Used by policymakers to assess credit market liquidity and financial sector health.
Key Facts
- Reflects funding conditions for consumer asset-backed securities
- Indicates credit market tightness
- Tracks changes in lending relationships
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit cards or auto loans. Represent a key financial market instrument.
Q: Why do funding terms matter?
A: Changes in funding terms signal credit market health and potential economic shifts.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture recent market changes.
Q: What impacts funding terms?
A: Factors include economic conditions, institutional risk assessment, and market competition.
Q: Can these terms predict economic trends?
A: They provide early signals of potential credit market tightening or expansion.
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Related Trends
76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer ABS by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
SFQ76RBUNR
7) How Has the Intensity of Efforts by Hedge Funds to Negotiate More-Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Considerably
ALLQ07ICNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
ALLQ19B62MINR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
ALLQ31A23MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
SFQ62B4TCNR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
SFQ52B1ECNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B2TCNR), retrieved from FRED.