74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ74B2RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for most favored clients. Provides insights into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures shifts in maximum maturity terms for consumer asset-backed securities. It reflects underlying credit market flexibility and institutional lending strategies.
Methodology
Surveyed from financial institutions reporting on funding term modifications.
Historical Context
Used by policymakers and investors to assess credit market conditions.
Key Facts
- Indicates credit market flexibility
- Reflects institutional lending strategies
- Signals potential economic shifts
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card receivables or auto loans. Represent financial market instruments.
Q: Why track funding term changes?
A: Reveals credit market health and potential shifts in lending institutional strategies.
Q: How do funding terms impact consumers?
A: Changes can affect loan availability, interest rates, and overall credit accessibility.
Q: What does 'remained basically unchanged' mean?
A: Indicates minimal variation in maximum maturity and funding conditions for most favored clients.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts monitor these trends for market insights.
Related Trends
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
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73) Over the Past Three Months, How Have Liquidity and Functioning in the CMBS Market Changed?| Answer Type: Improved Considerably
SFQ73PNNR
76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer ABS by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
SFQ76ISNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
ALLQ56A2RBUNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: First In Importance
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15) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Trading REITs Changed Over the Past Three Months?| Answer Type: Remained Basically Unchanged
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B2RBUNR), retrieved from FRED.