74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Somewhat
SFQ74A3TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in funding terms for consumer asset-backed securities like credit card and auto loan packages. Provides critical insight into consumer credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks haircut variations in consumer asset-backed securities funding. It helps economists understand credit market tightness.
Methodology
Collected through quarterly survey of financial institutions about ABS funding terms.
Historical Context
Used by investors and policymakers to assess consumer credit market trends.
Key Facts
- Tracks consumer asset-backed security funding
- Quarterly measurement of credit market conditions
- Focuses on haircut variations
FAQs
Q: What are asset-backed securities?
A: Financial instruments backed by specific asset pools like credit card receivables or auto loans.
Q: What do 'haircuts' mean in this context?
A: Discounts applied to asset values when determining lending or funding terms.
Q: Why are these funding terms important?
A: They indicate credit market health and potential lending constraints for consumers.
Q: How frequently do these terms change?
A: Quarterly surveys capture evolving market conditions and institutional perspectives.
Q: What factors influence these funding terms?
A: Economic conditions, risk assessments, and institutional lending strategies impact terms.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A3TSNR), retrieved from FRED.