37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
CTQ37B73MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks corporate lending conditions related to competitive pressures in financial markets. Provides insight into institutional lending dynamics and market competition.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the impact of competitive factors on lending terms for nonfinancial corporations. Reflects banks' perceptions of market conditions.
Methodology
Collected through quarterly survey of financial institutions' lending practices.
Historical Context
Used to assess credit market conditions and institutional lending strategies.
Key Facts
- Indicates institutional lending competitive landscape
- Part of quarterly bank lending survey
- Reflects market credit conditions
FAQs
Q: What does this economic indicator measure?
A: Tracks competitive pressures in corporate lending markets. Reflects how institutions adjust lending terms.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve bank lending surveys.
Q: Why do investors care about lending competition?
A: Indicates credit market health and potential changes in corporate borrowing conditions.
Q: How does competition affect lending?
A: More competition can lead to more favorable terms for borrowers and increased credit availability.
Q: What limitations exist in this data?
A: Represents perceptual data from bank respondents, not direct lending volume measurements.
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Related Trends
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
ALLQ52A1TCNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ56B4ECNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Decreased Somewhat
ALLQ40EDSNR
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Remained Basically Unchanged
ALLQ45ARBUNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
ALLQ19A53MINR
47) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Commodity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Considerably
OTCDQ47AICNR
Citation
U.S. Federal Reserve, Corporate Lending Competition Indicator (CTQ37B73MINR), retrieved from FRED.