74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ74A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer Asset-Backed Securities (ABS) funding terms, specifically focusing on haircut adjustments. Provides insight into credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures quarterly shifts in consumer ABS funding terms for average clients. It helps understand credit market flexibility and lending standards.
Methodology
Survey-based data collection from financial institutions and credit market participants.
Historical Context
Used by Federal Reserve to monitor consumer credit and securitization markets.
Key Facts
- Quarterly assessment of ABS funding terms
- Focuses on haircut changes in consumer loans
- Indicates credit market lending flexibility
FAQs
Q: What are ABS haircuts?
A: Haircuts represent risk adjustments in asset-backed securities pricing. Lower haircuts suggest easier lending conditions.
Q: Why track consumer ABS funding terms?
A: Provides insights into credit availability for consumer loans like auto and credit card financing.
Q: How often is this data updated?
A: Quarterly survey provides current consumer credit market condition snapshots.
Q: Who uses this ABS funding data?
A: Investors, financial analysts, and policymakers track these trends for economic insights.
Q: What does 'eased somewhat' indicate?
A: Suggests modest improvement in consumer loan securitization and funding conditions.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A3ESNR), retrieved from FRED.