74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
SFQ74A2TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities (ABS). Provides critical insight into credit market conditions and lending standards.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures how financial institutions adjust maximum maturity and funding terms for consumer ABS. Indicates potential shifts in credit market risk perception.
Methodology
Survey-based data collection from financial institutions reporting lending conditions.
Historical Context
Used by policymakers to assess credit market tightening and financial system stability.
Key Facts
- Reflects quarterly changes in ABS funding conditions
- Indicates credit market risk perception
- Important for financial market analysis
FAQs
Q: What do changes in ABS funding terms indicate?
A: Changes reflect financial institutions' risk assessment and credit market conditions. Tightening suggests increased caution.
Q: How often is this data updated?
A: Typically updated quarterly as part of Federal Reserve survey data.
Q: Why are ABS funding terms important?
A: They provide insight into credit availability and financial market health.
Q: What types of ABS are included?
A: Includes securities backed by credit card receivables, auto loans, and other consumer credit.
Q: How do these terms impact consumers?
A: Tighter terms can reduce credit availability and increase borrowing costs.
Related Trends
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: First in Importance
ALLQ37A6MINR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ37B73MINR
38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed Over the Past Three Months?| Answer Type: Increased Somewhat
CTQ38ISNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Increased Considerably
ALLQ40AICNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Remained Basically Unchanged
ALLQ56B3RBUNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
SFQ66A3ECNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A2TCNR), retrieved from FRED.