74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Somewhat
SFQ74A1TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms for average clients. Provides critical insight into credit market conditions and lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures maximum funding amounts for consumer asset-backed securities. Indicates potential tightening or loosening of credit market conditions.
Methodology
Surveyed data from financial institutions reporting funding term changes.
Historical Context
Used by regulators and investors to assess credit market health.
Key Facts
- Reflects quarterly changes in consumer asset-backed securities
- Indicates credit market flexibility
- Important for investment risk assessment
FAQs
Q: What are asset-backed securities?
A: Securities backed by specific asset pools like credit card receivables or auto loans. Provide liquidity to lending markets.
Q: Why do funding terms matter?
A: Changes signal credit market conditions and potential lending constraints or opportunities.
Q: How often are these terms updated?
A: Typically reported quarterly by financial institutions.
Q: Who uses this data?
A: Investors, regulators, and financial analysts assess credit market trends.
Q: What impacts funding terms?
A: Economic conditions, risk assessments, and market liquidity influence changes.
Related Trends
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74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
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77) Over the Past Three Months, How Have Liquidity and Functioning in the Consumer Abs Market Changed?| Answer Type: Deteriorated Considerably
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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
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52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Remained Basically Unchanged
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69) Over the Past Three Months, How Have Liquidity and Functioning in the Non-Agency Rmbs Market Changed?| Answer Type: Improved Considerably
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A1TSNR), retrieved from FRED.