66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably

SFQ66A4ECNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 4/1/2025

Summary

Measures changes in collateral spreads for average clients in non-agency residential mortgage-backed securities markets. Provides critical insight into lending conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This indicator tracks effective financing rates and collateral spread changes for average market participants. It reflects broader credit market dynamics.

Methodology

Quarterly survey collecting data on collateral spread movements from financial institutions.

Historical Context

Helps economists and investors understand credit market accessibility.

Key Facts

  • Tracks average client lending terms
  • Measures effective financing rates
  • Indicates credit market accessibility

FAQs

Q: What does 'eased considerably' indicate?

A: Significant improvement in collateral spreads and financing terms for average clients.

Q: How frequently is this data collected?

A: Quarterly survey of financial institutions tracking market conditions.

Q: Why are collateral spreads important?

A: They reveal the cost and accessibility of credit in mortgage markets.

Q: Who monitors these trends?

A: Financial analysts, economists, and mortgage market researchers.

Q: What impacts collateral spreads?

A: Economic conditions, monetary policy, and market risk perceptions.

Related Trends

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52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Somewhat

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37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 3rd Most Important

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31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important

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73) Over the Past Three Months, How Have Liquidity and Functioning in the Cmbs Market Changed?| Answer Type: Deteriorated Somewhat

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25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important

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Citation

U.S. Federal Reserve, Non-Agency RMBS Funding Terms (SFQ66A4ECNR), retrieved from FRED.