37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 3rd Most Important

CTQ37B33MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 4/1/2025

Summary

Tracks changes in lending market conventions for nonfinancial corporations. Provides insight into evolving financial market flexibility and risk assessment practices.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Measures shifts in market lending standards, particularly focusing on less-stringent financial agreements and protocols.

Methodology

Survey-based data collection from financial institutions and market participants.

Historical Context

Used by regulators and investors to understand credit market dynamics.

Key Facts

  • Reflects evolving financial market practices
  • Indicates credit market flexibility
  • Important for risk assessment

FAQs

Q: What do market conventions mean in lending?

A: Market conventions are standard practices and terms used in financial agreements. They define how loans and financial instruments are structured.

Q: Why are less-stringent market conventions important?

A: They can indicate increased market confidence and potential economic expansion. Less strict terms may signal easier credit access.

Q: How often are these lending standards measured?

A: Typically surveyed quarterly to track ongoing changes in financial market conditions.

Q: Who uses this type of economic data?

A: Economists, policymakers, investors, and financial analysts use these insights to understand credit market trends.

Q: What limitations exist in this data?

A: Survey-based data can reflect perceptions and may not capture all market nuances precisely.

Related News

Related Trends

76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer ABS by Your Institution's Clients Changed?| Answer Type: Increased Somewhat

SFQ76ISNR

51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Increased Considerably

ALLQ51BICNR

25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: First In Importance

CTQ25A2MINR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important

ALLQ31A42MINR

27) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Insurance Companies Changed over the Past Three Months?| Answer Type: Decreased Somewhat

ALLQ27DSNR

1) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Dealers and Other Financial Intermediaries (Such as Large Banking Institutions) Changed?| Answer Type: Decreased Considerably

ALLQ01DCNR

Citation

U.S. Federal Reserve, Market Lending Conventions (CTQ37B33MINR), retrieved from FRED.