37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 3rd Most Important
CTQ37B33MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks changes in lending market conventions for nonfinancial corporations. Provides insight into evolving financial market flexibility and risk assessment practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in market lending standards, particularly focusing on less-stringent financial agreements and protocols.
Methodology
Survey-based data collection from financial institutions and market participants.
Historical Context
Used by regulators and investors to understand credit market dynamics.
Key Facts
- Reflects evolving financial market practices
- Indicates credit market flexibility
- Important for risk assessment
FAQs
Q: What do market conventions mean in lending?
A: Market conventions are standard practices and terms used in financial agreements. They define how loans and financial instruments are structured.
Q: Why are less-stringent market conventions important?
A: They can indicate increased market confidence and potential economic expansion. Less strict terms may signal easier credit access.
Q: How often are these lending standards measured?
A: Typically surveyed quarterly to track ongoing changes in financial market conditions.
Q: Who uses this type of economic data?
A: Economists, policymakers, investors, and financial analysts use these insights to understand credit market trends.
Q: What limitations exist in this data?
A: Survey-based data can reflect perceptions and may not capture all market nuances precisely.
Related Trends
34) How Has the Provision of Differential Terms by Your Institution to Separately Managed Accounts Established with Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Investment Advisers Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ34ISNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
ALLQ19A62MINR
38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed Over the Past Three Months?| Answer Type: Decreased Somewhat
CTQ38DSNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading Reits. | Answer Type: Decreased Considerably
ALLQ39CDCNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ37B6MINR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
ALLQ70B3TSNR
Citation
U.S. Federal Reserve, Market Lending Conventions (CTQ37B33MINR), retrieved from FRED.