66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably

SFQ66A1TCNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 4/1/2025

Summary

This economic indicator tracks changes in funding terms for non-agency residential mortgage-backed securities (RMBS) over a three-month period. The metric provides insight into credit market conditions and lending standards for mortgage-related financial instruments.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend measures how financial institutions are adjusting maximum funding amounts for non-agency RMBS, which reflects broader lending market sentiment and risk perception. Economists use this data to understand credit market tightening or loosening trends.

Methodology

Data is collected through surveying financial institutions and analyzing their reported changes in funding terms for mortgage-backed securities.

Historical Context

This indicator is used by policymakers and investors to assess potential shifts in credit availability and financial market risk appetite.

Key Facts

  • Indicates tightening of maximum funding amounts for non-agency RMBS
  • Reflects potential changes in credit market risk perception
  • Provides insight into financial institution lending strategies

FAQs

Q: What does 'tightened considerably' mean for RMBS funding?

A: It suggests financial institutions are reducing the maximum amount of funding available for non-agency residential mortgage-backed securities, indicating increased caution in the credit market.

Q: Why are funding terms for RMBS important?

A: Changes in RMBS funding terms can signal broader economic conditions, lending appetite, and potential shifts in real estate and financial market dynamics.

Q: How often is this data updated?

A: Typically, this type of Federal Reserve data is collected and reported on a quarterly basis, providing periodic snapshots of market conditions.

Q: What impact do tightened funding terms have?

A: Tightened funding terms can reduce liquidity in the mortgage market, potentially making it more difficult or expensive for borrowers to obtain mortgage financing.

Q: How reliable is this economic indicator?

A: As a Federal Reserve data series, this indicator is considered highly credible and is closely watched by economists, investors, and policymakers.

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Citation

U.S. Federal Reserve, 66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably [SFQ66A1TCNR], retrieved from FRED.

Last Checked: 8/1/2025