62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ62B3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for Agency Residential Mortgage-Backed Securities (RMBS). Provides insight into market liquidity and lending conditions for mortgage-related financial instruments.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in haircut terms for Agency RMBS funding. Reflects underlying changes in market risk perception and funding dynamics.
Methodology
Collected through survey of financial institutions tracking funding terms.
Historical Context
Used by policymakers to assess mortgage market funding conditions.
Key Facts
- Indicates mortgage market funding flexibility
- Reflects institutional lending practices
- Signals potential market risk changes
FAQs
Q: What do RMBS haircuts indicate?
A: Haircuts represent risk margins in mortgage-backed security funding. Lower haircuts suggest more favorable lending conditions.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture recent market changes and trends.
Q: Why are Agency RMBS funding terms important?
A: They provide critical insights into mortgage market liquidity and institutional risk assessment.
Q: How do haircuts impact mortgage lending?
A: Lower haircuts can indicate easier credit conditions and potentially lower borrowing costs.
Q: What factors influence these terms?
A: Market risk, institutional relationships, and overall economic conditions affect funding terms.
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Related Trends
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Somewhat
ALLQ70A2ESNR
69) Over the Past Three Months, How Have Liquidity and Functioning in the Non-Agency RMBS Market Changed?| Answer Type: Deteriorated Somewhat
SFQ69EONR
72) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Cmbs by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
ALLQ72ISNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ62B4ESNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 3. Adoption of Less-Stringent Market Conventions (That Is, Collateral Terms and Agreements, ISDA Protocols). | Answer Type: 2nd Most Important
CTQ37B32MINR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| D. Endowments. | Answer Type: Increased Considerably
ALLQ21DICNR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62B3ESNR), retrieved from FRED.