37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ37A1MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks key reasons for credit tightening among nonfinancial corporations. Provides insight into financial sector risk perception and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures primary factors influencing credit market conditions for corporate borrowers. Reflects banks' assessment of counterparty financial health.
Methodology
Surveyed from senior loan officers reporting perceived market conditions.
Historical Context
Used by Federal Reserve to monitor potential economic stress in corporate lending.
Key Facts
- Indicates deterioration in counterparty financial strength
- Critical indicator of credit market sentiment
- Reflects potential economic stress signals
FAQs
Q: What does this economic indicator measure?
A: Tracks reasons for credit tightening in nonfinancial corporate lending markets. Reflects banks' risk assessments.
Q: Why are lending conditions important?
A: They signal economic health and potential constraints on business investment and growth.
Q: How often is this data updated?
A: Typically collected quarterly through Federal Reserve senior loan officer surveys.
Q: What can cause credit tightening?
A: Economic uncertainty, increased default risks, and deteriorating financial conditions of borrowers.
Q: How do policymakers use this data?
A: To assess potential economic risks and inform monetary policy decisions.
Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ62A3ESNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Decreased Considerably
ALLQ39EDCNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| D. Endowments. | Answer Type: Increased Considerably
CTQ21DICNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First in Importance
ALLQ19B6MINR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ56A2TCNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ74B1RBUNR
Citation
U.S. Federal Reserve, Corporate Lending Conditions (ALLQ37A1MINR), retrieved from FRED.