62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ62A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for Agency Residential Mortgage-Backed Securities (RMBS). Provides insight into mortgage market liquidity and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in haircut terms for agency RMBS funding. Indicates potential changes in mortgage market risk assessment and lending environment.
Methodology
Collected through survey of financial institutions reporting funding term adjustments.
Historical Context
Used by policymakers to understand mortgage market funding dynamics.
Key Facts
- Reflects quarterly changes in RMBS funding terms
- Indicates mortgage market risk perception
- Important for understanding lending environment
FAQs
Q: What do RMBS haircuts indicate?
A: Haircuts represent risk margins in mortgage-backed securities funding. Lower haircuts suggest reduced perceived risk.
Q: Why are RMBS funding terms important?
A: They reflect overall mortgage market liquidity and lending institution risk assessment strategies.
Q: How often are these terms updated?
A: Typically surveyed and reported quarterly by financial institutions.
Q: Who uses this data?
A: Policymakers, investors, and financial analysts track these terms to understand market conditions.
Q: What causes changes in RMBS funding terms?
A: Market risk perception, economic conditions, and monetary policy can influence these terms.
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Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62A3ESNR), retrieved from FRED.