62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
SFQ62A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for Agency Residential Mortgage-Backed Securities (RMBS). Provides insight into mortgage market liquidity and lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in haircut terms for agency RMBS funding. Indicates potential changes in mortgage market risk assessment and lending environment.
Methodology
Collected through survey of financial institutions reporting funding term adjustments.
Historical Context
Used by policymakers to understand mortgage market funding dynamics.
Key Facts
- Reflects quarterly changes in RMBS funding terms
- Indicates mortgage market risk perception
- Important for understanding lending environment
FAQs
Q: What do RMBS haircuts indicate?
A: Haircuts represent risk margins in mortgage-backed securities funding. Lower haircuts suggest reduced perceived risk.
Q: Why are RMBS funding terms important?
A: They reflect overall mortgage market liquidity and lending institution risk assessment strategies.
Q: How often are these terms updated?
A: Typically surveyed and reported quarterly by financial institutions.
Q: Who uses this data?
A: Policymakers, investors, and financial analysts track these terms to understand market conditions.
Q: What causes changes in RMBS funding terms?
A: Market risk perception, economic conditions, and monetary policy can influence these terms.
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Related Trends
24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Somewhat
CTQ24ESNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ74A1RBUNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ31A1MINR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
ALLQ37B5MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
SFQ62B4ESNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
SFQ62B2TSNR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (SFQ62A3ESNR), retrieved from FRED.