74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Considerably
ALLQ74B2ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides critical insight into credit market conditions and lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates maximum maturity terms for top-tier clients in consumer asset-backed securities markets. Helps economists understand credit market dynamics.
Methodology
Surveyed from financial institutions reporting changes in lending terms quarterly.
Historical Context
Used by central banks and investors to assess credit market tightness and liquidity.
Key Facts
- Quarterly survey of lending terms
- Focuses on most favored client segments
- Indicates credit market flexibility
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card or auto loan receivables. Represent a key financial market instrument.
Q: Why do maximum maturity terms matter?
A: Longer maturities suggest more favorable lending conditions. Indicates banks' confidence in borrower creditworthiness.
Q: How often is this data updated?
A: Typically updated quarterly by financial institutions and Federal Reserve surveys.
Q: Who uses this economic indicator?
A: Investors, central bankers, and financial analysts use it to assess credit market health.
Q: What does 'eased considerably' mean?
A: Indicates significantly more favorable lending terms compared to previous reporting periods.
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Related Trends
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ62B3ESNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ74A1RBUNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Decreased Considerably
ALLQ40ADCNR
6) To the Extent That the Price or Nonprice Terms Applied to Hedge Funds Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 4 and 5), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ06B73MINR
75) Over the Past Three Months, How Has Demand for Funding of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Increased Considerably
ALLQ75ICNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
ALLQ66A2ECNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B2ECNR), retrieved from FRED.