Real User Cost Index of MSI-M2M (preferred)
OCM2MP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.01
Year-over-Year Change
-8.97%
Date Range
1/1/1967 - 12/1/2013
Summary
The Real User Cost Index of MSI-M2M (preferred) tracks the adjusted cost of monetary services for users in the financial sector. This metric provides critical insights into the efficiency and expense of financial transactions and monetary interactions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the normalized cost of monetary services, accounting for technological changes and economic efficiency. Economists use it to understand the evolving landscape of financial service expenses and monetary system dynamics.
Methodology
The index is calculated by the Federal Reserve using complex econometric models that adjust for technological improvements and service complexity.
Historical Context
Policymakers and financial analysts utilize this index to assess monetary service efficiency and inform strategic decisions about financial infrastructure.
Key Facts
- Measures the adjusted cost of monetary services
- Accounts for technological changes in financial transactions
- Provides insights into financial system efficiency
FAQs
Q: What does the Real User Cost Index measure?
A: It tracks the adjusted cost of monetary services, accounting for technological improvements and service complexity in the financial sector.
Q: Why is this index important?
A: The index helps economists and policymakers understand the efficiency and evolving costs of financial transactions and monetary services.
Q: How is the index calculated?
A: The Federal Reserve uses advanced econometric models that normalize monetary service costs and adjust for technological changes.
Q: How do policymakers use this data?
A: They use the index to assess financial infrastructure efficiency and make strategic decisions about monetary policy and financial services.
Q: How frequently is this index updated?
A: The Federal Reserve typically updates the index periodically, with the exact frequency depending on data collection and analysis processes.
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Related Trends
Citation
U.S. Federal Reserve, Real User Cost Index of MSI-M2M (preferred) [OCM2MP], retrieved from FRED.
Last Checked: 8/1/2025