M2 Less Small Time Deposits
M2MSL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
20,960.50
Year-over-Year Change
5.38%
Date Range
1/1/1959 - 6/1/2025
Summary
M2 Less Small Time Deposits tracks the broader money supply by excluding smaller time deposit accounts from the M2 monetary aggregate. This metric provides economists with a refined view of liquid money available in the financial system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents a subset of M2 money supply that excludes small time deposits, offering a more dynamic perspective on monetary liquidity. Economists use this measure to understand potential shifts in money circulation and financial market conditions.
Methodology
The Federal Reserve calculates this metric by subtracting small time deposits from the total M2 money supply, using data collected from financial institutions.
Historical Context
Policymakers and central bankers analyze this trend to assess monetary policy effectiveness and potential inflationary pressures.
Key Facts
- Represents a more liquid subset of the M2 money supply
- Excludes smaller time deposit accounts from total calculation
- Provides insights into short-term monetary dynamics
FAQs
Q: What does M2 Less Small Time Deposits measure?
A: It measures a refined version of the money supply by removing small time deposits from the total M2 aggregate, focusing on more immediately available monetary resources.
Q: Why do economists track this metric?
A: This metric helps economists understand liquidity, potential inflationary pressures, and the overall health of the financial system.
Q: How is this different from total M2 money supply?
A: M2MSL excludes small time deposits, providing a more dynamic view of immediately accessible money in the financial system.
Q: How do policymakers use this information?
A: Central bankers and monetary policy experts use this trend to assess economic conditions and potentially adjust monetary strategies.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data weekly, allowing for near-real-time tracking of monetary trends.
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Related Trends
Citation
U.S. Federal Reserve, M2 Less Small Time Deposits [M2MSL], retrieved from FRED.
Last Checked: 8/1/2025