Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Other, Banks Not Among the 100 Largest in Size by Assets

OCLOBEP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

114,979.00

Year-over-Year Change

13.18%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks consumer loan assets for smaller banks not among the top 100 by asset size. It provides insight into lending activity and credit availability in the smaller banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The series represents the total gross interest-earning assets from consumer loans for banks outside the largest 100 institutions. Economists use this metric to understand credit market dynamics and regional banking trends.

Methodology

Data is collected through regulatory reporting requirements from financial institutions to the Federal Reserve.

Historical Context

This indicator helps policymakers and analysts assess credit market health and lending patterns in smaller banking institutions.

Key Facts

  • Tracks consumer loan assets for banks outside the top 100 by size
  • Provides insight into smaller banking institution lending
  • Part of broader Federal Reserve economic monitoring

FAQs

Q: What does this economic indicator measure?

A: It measures the total gross interest-earning consumer loan assets for banks not among the 100 largest by total assets.

Q: Why are smaller bank loans important?

A: Smaller banks play a crucial role in local and regional lending, often serving communities and businesses not reached by larger institutions.

Q: How is this data collected?

A: The data is collected through mandatory regulatory reporting by financial institutions to the Federal Reserve.

Q: How do policymakers use this information?

A: Policymakers use this data to understand credit market conditions, assess lending trends, and inform monetary and economic policy decisions.

Q: How often is this data updated?

A: The Federal Reserve typically updates this series on a quarterly or monthly basis, depending on reporting cycles.

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Citation

U.S. Federal Reserve, Total Assets, Interest-Earning, All Loans and Leases, Gross, Consumer Loans, Other, Banks Not Among the 100 Largest in Size by Assets [OCLOBEP], retrieved from FRED.

Last Checked: 8/1/2025