Nominal Households Final Consumption Expenditure for Canada
Quarterly, Not Seasonally Adjusted
NCPHINSAXDCCAQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
398,254.00
Year-over-Year Change
24.75%
Date Range
1/1/1961 - 7/1/2023
Summary
This trend measures quarterly, not seasonally adjusted noncurrent portion of commercial bank real estate loans at all commercial banks in the U.S. It is an important indicator of commercial real estate market conditions and banking system health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The noncurrent portion of commercial bank real estate loans is the value of outstanding loans that are 90 days or more past due or in nonaccrual status. This metric provides insight into the quality of banks' commercial real estate loan portfolios and overall credit conditions.
Methodology
The data is collected by the U.S. Federal Reserve through its quarterly survey of commercial banks.
Historical Context
Policymakers and analysts monitor this trend to assess risks in the commercial real estate market and the broader financial system.
Key Facts
- The noncurrent portion reached a peak of 8.8% in 2010 during the financial crisis.
- It has since declined to 0.8% as of the latest data, indicating improved credit quality.
- Commercial real estate loans make up around 20% of U.S. banks' total loan portfolios.
FAQs
Q: What does this economic trend measure?
A: This trend measures the quarterly, not seasonally adjusted noncurrent portion of commercial bank real estate loans at all commercial banks in the U.S.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the quality of banks' commercial real estate loan portfolios and overall credit conditions, which is important for assessing risks in the commercial real estate market and the broader financial system.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through its quarterly survey of commercial banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to assess risks in the commercial real estate market and the broader financial system.
Q: Are there update delays or limitations?
A: The data is released quarterly with a short delay, providing timely information on commercial real estate loan quality.
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Citation
U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (NCPHINSAXDCCAQ), retrieved from FRED.