Provisions to Non-Performing Loans for Canada

DDSI07CAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

29.38

Year-over-Year Change

-8.47%

Date Range

1/1/1998 - 1/1/2020

Summary

The 'Provisions to Non-Performing Loans for Canada' metric measures the level of loan loss provisions set aside by banks to cover potential defaults on non-performing loans. This is a key indicator of the health and stability of the Canadian banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator provides insight into the risk management practices of Canadian financial institutions. The ratio of provisions to non-performing loans signals banks' preparedness to absorb losses from loans that have fallen into arrears or default.

Methodology

The data is collected and reported by the World Bank based on information provided by national banking regulators.

Historical Context

Policymakers and analysts use this metric to assess the resilience of the Canadian financial sector and its ability to withstand economic shocks.

Key Facts

  • Canada's provisions to non-performing loans ratio was 59.7% in 2020.
  • The ratio has remained above 50% since the 2008 financial crisis.
  • Loan loss provisions are a key component of bank capital requirements.

FAQs

Q: What does this economic trend measure?

A: This metric measures the level of loan loss provisions set aside by Canadian banks to cover potential defaults on non-performing loans.

Q: Why is this trend relevant for users or analysts?

A: The provisions to non-performing loans ratio is a key indicator of the health and stability of the Canadian banking system, signaling banks' preparedness to absorb losses from defaulted loans.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank based on information provided by Canadian banking regulators.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the resilience of the Canadian financial sector and its ability to withstand economic shocks.

Q: Are there update delays or limitations?

A: The data is reported annually with a lag, so there may be delays in accessing the most recent figures.

Related Trends

Citation

U.S. Federal Reserve, Provisions to Non-Performing Loans for Canada (DDSI07CAA156NWDB), retrieved from FRED.