Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
NCOALLSFRET100B • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
-40.00%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks net charge-offs on real estate and farmland loans for the top 100 U.S. banks by asset size. It provides critical insight into loan performance and potential credit quality risks in the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, serving as a key metric of credit risk and banking sector health. Economists use this data to assess the financial stability of lending institutions and potential economic stress.
Methodology
Data is collected through regulatory reporting, where banks document loans written off after accounting for recoveries and previous loan loss provisions.
Historical Context
This metric is closely monitored by financial regulators, investors, and policymakers to evaluate banking sector resilience and potential systemic economic risks.
Key Facts
- Measures net charge-offs for top 100 U.S. banks
- Indicates potential credit risk in real estate and farmland lending
- Important indicator of banking sector financial health
FAQs
Q: What does a net charge-off represent?
A: A net charge-off is the amount of loan debt a bank removes from its books after determining it is unlikely to be collected, accounting for any potential recoveries.
Q: Why are net charge-offs important for investors?
A: Net charge-offs provide insight into a bank's lending quality and potential financial risks, helping investors assess the institution's overall financial health.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent view of banking sector credit performance.
Q: What does a high net charge-off rate indicate?
A: A high net charge-off rate may suggest increased economic stress, potential issues in specific lending sectors, or deteriorating credit quality.
Q: Are all banks included in this metric?
A: This specific metric focuses on the top 100 U.S. banks by asset size, providing a view of the largest banking institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets [NCOALLSFRET100B], retrieved from FRED.
Last Checked: 8/1/2025