Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, Banks Ranked 1st to 100th Largest in Size by Assets

NCOALLAGT100B • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

19.00

Year-over-Year Change

171.43%

Date Range

1/1/1985 - 1/1/2025

Summary

This economic indicator tracks net charge-offs on agricultural production loans for the top 100 U.S. banks by asset size, reflecting the financial health of agricultural lending. It provides critical insight into credit risk and potential economic stress in the agricultural sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, essentially measuring loan defaults in agricultural financing. Economists use this metric to assess credit quality, banking sector risk, and potential economic challenges in agricultural lending.

Methodology

Data is collected through regulatory reporting requirements, where banks document loan charge-offs and recoveries for agricultural production loans.

Historical Context

This trend is used by policymakers, financial regulators, and agricultural economists to understand credit market conditions and potential systemic risks in agricultural financing.

Key Facts

  • Measures net charge-offs for top 100 banks by asset size
  • Indicates credit quality in agricultural production lending
  • Provides insight into potential economic stress in agricultural sector

FAQs

Q: What does a high net charge-off rate indicate?

A: A high net charge-off rate suggests increased financial stress in agricultural lending, potentially signaling economic challenges for farmers or broader agricultural market difficulties.

Q: How often is this data updated?

A: Typically, this data is updated quarterly by the Federal Reserve, providing regular insights into agricultural lending trends.

Q: Why are only the top 100 banks included?

A: The top 100 banks represent the majority of agricultural lending volume, providing a comprehensive view of the most significant agricultural credit markets.

Q: How do net charge-offs impact agricultural lending?

A: High net charge-offs can lead banks to tighten lending standards, potentially reducing available credit for agricultural producers.

Q: What limitations exist in this data?

A: The data only covers the largest banks and may not fully represent smaller regional or community agricultural lenders.

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Citation

U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, Banks Ranked 1st to 100th Largest in Size by Assets [NCOALLAGT100B], retrieved from FRED.

Last Checked: 8/1/2025

Asset Quality Measures, Net Charge-Offs on All Loans and Leases, To Finance Agricultural Production, Banks Ranked 1st to 100th Largest in Size by Assets | US Economic Trends