Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
NCOALLSCRELEXFT100B • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,034.00
Year-over-Year Change
5982.35%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks net charge-offs for commercial real estate loans among the top 100 U.S. banks by asset size, providing insight into loan performance and credit quality. It serves as a critical metric for understanding financial sector health and potential economic stress.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, effectively measuring credit risk and loan quality in the commercial real estate sector. Economists and financial analysts use this data to assess banking system resilience and potential economic vulnerabilities.
Methodology
Data is collected through regulatory reporting requirements, where banks document loan defaults and write-offs according to standardized accounting practices.
Historical Context
This metric is crucial for monetary policy makers, bank regulators, and investors in assessing the overall health of commercial real estate lending and potential systemic financial risks.
Key Facts
- Measures loan defaults among top 100 U.S. banks
- Indicates credit quality in commercial real estate sector
- Important indicator of potential financial system stress
FAQs
Q: What do net charge-offs indicate about bank lending?
A: Net charge-offs reflect loans that banks have written off as uncollectible, signaling potential credit quality issues and lending risks in the commercial real estate market.
Q: Why are commercial real estate loan charge-offs important?
A: They provide early warning signs of potential economic stress and can indicate broader challenges in the real estate and banking sectors.
Q: How often is this data updated?
A: Typically, this data is reported quarterly by banks to regulatory authorities and published by the Federal Reserve.
Q: What can high net charge-offs suggest about the economy?
A: Elevated net charge-offs may indicate economic downturn, reduced property values, or increased financial stress in the commercial real estate market.
Q: Are all banks included in this metric?
A: This specific metric focuses on the top 100 U.S. banks by asset size, providing a view of the largest financial institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets [NCOALLSCRELEXFT100B], retrieved from FRED.
Last Checked: 8/1/2025