Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks
NCOALLSCRELEXFACB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,228.00
Year-over-Year Change
4285.71%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks net charge-offs for commercial real estate loans across all U.S. commercial banks, providing insight into loan performance and credit quality. It serves as a critical metric for understanding financial sector health and potential economic stress.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Net charge-offs represent the value of loans that banks have determined are unlikely to be collected, effectively measuring credit risk in commercial real estate lending. Economists and financial analysts use this data to assess banking sector stability and potential economic vulnerabilities.
Methodology
Data is collected through regulatory reporting by commercial banks, tracking the total value of loans written off after accounting for recoveries and loan loss reserves.
Historical Context
Policymakers and financial regulators use this trend to monitor banking sector risk, inform monetary policy, and assess potential systemic economic challenges.
Key Facts
- Measures the value of commercial real estate loans deemed uncollectible by banks
- Provides early warning signals for potential economic stress
- Reflects credit risk and lending standards in the commercial real estate market
FAQs
Q: What do net charge-offs indicate about bank lending?
A: Net charge-offs reflect loans that banks have written off as unlikely to be collected, signaling potential credit quality issues in commercial real estate lending.
Q: How do net charge-offs impact the broader economy?
A: High net charge-offs can indicate economic stress, potentially leading to tighter lending standards and reduced credit availability.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent view of commercial real estate loan performance.
Q: Why are commercial real estate loans important?
A: Commercial real estate loans are a significant component of bank lending and can be an important indicator of overall economic health and investment activity.
Q: What limitations exist in interpreting this data?
A: The data represents a snapshot in time and should be analyzed alongside other economic indicators for a comprehensive understanding of financial sector health.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Net Charge-Offs on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks [NCOALLSCRELEXFACB], retrieved from FRED.
Last Checked: 8/1/2025