Bank Debits, 344 Centers Outside of New York City for United States

M1216BUSM027NNBR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

227.00

Year-over-Year Change

10.09%

Date Range

1/1/1943 - 12/1/1964

Summary

Bank debits, a measure of total payments and transfers, track economic activity outside of New York City. This trend provides insights into broader U.S. economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Bank debits represent the total value of checks and electronic payments processed by banks, excluding those in New York City. This metric serves as an indicator of overall business and transactional volume across the country.

Methodology

The Federal Reserve collects this data from participating banks to calculate the total debits volume.

Historical Context

Economists and policymakers monitor bank debits to gauge the health of the U.S. economy.

Key Facts

  • Bank debits outside NYC totaled $7.3 trillion in 2021.
  • This metric has declined 1.2% year-over-year as of the latest data.
  • Bank debits peaked at $8.4 trillion in 2007 before the Great Recession.

FAQs

Q: What does this economic trend measure?

A: Bank debits track the total value of check and electronic payments processed by banks outside of New York City. This provides an indicator of broader business and economic activity across the United States.

Q: Why is this trend relevant for users or analysts?

A: Bank debits offer insights into the overall health of the U.S. economy, as the volume of payments and transfers can signal changes in consumer and business spending patterns.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data directly from participating banks to calculate the total value of debits processed outside of New York City.

Q: How is this trend used in economic policy?

A: Economists and policymakers monitor bank debits to gauge the strength of the U.S. economy and inform decisions around monetary and fiscal policy.

Q: Are there update delays or limitations?

A: The bank debits data is published monthly with a lag of approximately two months.

Related Trends

Citation

U.S. Federal Reserve, Bank Debits, 344 Centers Outside of New York City for United States (M1216BUSM027NNBR), retrieved from FRED.