Bank Debits, 140 Centers Outside of New York City for United States

M1216AUSM027NNBR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

32.10

Year-over-Year Change

18.01%

Date Range

1/1/1919 - 5/1/1943

Summary

The Bank Debits, 140 Centers Outside of New York City for United States series measures the total dollar value of checks and other monetary instruments drawn on bank accounts outside of New York City. This provides insight into the overall level of economic activity and consumer spending across the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This metric tracks the volume of bank debits, which represent the total value of checks and other payment instruments drawn against bank accounts. It serves as an indicator of the overall level of economic activity and transactions occurring outside of the major financial center of New York City.

Methodology

The data is collected and reported by the U.S. Federal Reserve.

Historical Context

This series is closely watched by economists and policymakers as a real-time signal of consumer and business activity.

Key Facts

  • Bank debits outside of New York City topped $3.5 trillion in 2022.
  • This metric has been tracked by the Federal Reserve since the 1940s.
  • The series excludes New York City to focus on broader national economic trends.

FAQs

Q: What does this economic trend measure?

A: This series tracks the total dollar value of checks, electronic payments, and other monetary instruments drawn on bank accounts outside of New York City. It provides insight into the overall level of economic activity and consumer spending across the United States.

Q: Why is this trend relevant for users or analysts?

A: Bank debits data is closely watched by economists and policymakers as a real-time indicator of consumer and business activity across the country. It offers a window into broader economic conditions beyond just the major financial center of New York.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve based on information provided by banks and other financial institutions.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this series to gauge the strength of consumer spending and overall economic activity outside of New York, helping to inform decisions on monetary policy, market regulation, and other economic interventions.

Q: Are there update delays or limitations?

A: The bank debits data is published monthly with a lag of several weeks. There may also be limitations in fully capturing all electronic and non-check payment methods in some regions.

Related Trends

Citation

U.S. Federal Reserve, Bank Debits, 140 Centers Outside of New York City for United States (M1216AUSM027NNBR), retrieved from FRED.